DAY-NRLM Women SHG & Livelihood Scheme (A&N UT) — Revolving fund of ₹15,000 per SHG; Community Investment Fund (CIF) of ₹50,000–₹1.5 lakh per group for income-generating activities; bank linkage loans at 7% interest (3% interest subvention); skill training in island-specific livelihoods — shell jewellery making, spice processing, Nicobarese crafts, bakery, tailoring, eco-tourism services; ₹500/month stipend during skill training; marketing linkage with national e-commerce platforms; special Nicobar Island Women Cluster programme
AP SC/ST Corporation — Welfare & Livelihood Schemes (Andhra Pradesh) — Cluster of targeted welfare schemes administered through APSCFC (for SC) and TRICOR (for ST) covering multiple needs — key benefits: (1) Unit Assistance: ₹1 lakh–₹5 lakh loan at 4% interest for SC/ST entrepreneurs to start micro-enterprises (with 30–50% subsidy component); (2) Education: pre-matric and post-matric scholarships at ₹550–₹1,200 per month for SC/ST students in government and aided institutions; free residential school hostel seats in Gurukul schools across AP; (3) Land Distribution: allotment of ceiling surplus / government land to landless SC/ST agricultural labourers; (4) Scheduled Areas: special ITDA (Integrated Tribal Development Agency) programmes for ST in scheduled areas covering free seeds, tools, health camps, and PESA-based governance support; (5) AMBEDKAR OVERSEAS: scholarship for SC/ST students for higher education abroad
Jagananna Thodu — Working Capital Loan for Petty Traders (Andhra Pradesh) — Interest-free working capital loan of ₹10,000 per year for small street vendors, petty traders, and self-employed individuals from BC, SC, ST, minority, and Kapu communities — loan disbursed directly to beneficiary's bank account; repayment at zero interest; next year's loan disbursed after repayment of current year; covers shopkeepers, vegetable vendors, auto drivers, cobblers, tailors, barbers, flower sellers, small kiosk owners, and other self-employed informal sector workers; registration through Ward/Village Secretariat system; linked to APSSDC skill upgradation programmes; approximately 25 lakh beneficiaries annually; no collateral required
Arunachal Pradesh State Livelihoods Mission — Women SHG Support — Comprehensive livelihood support for rural women through Self-Help Groups (SHGs) across Arunachal Pradesh — key benefits: ₹15,000 interest-free revolving fund for newly formed SHGs; community investment fund (CIF) loans up to ₹3 lakh per SHG at subsidised rates for income-generating activities; skill development training in Arunachal's traditional crafts — cane and bamboo weaving, Adi, Nyishi, Monpa, and Apatani handloom textiles, food processing (bamboo shoot, pickles, wild honey), and eco-tourism homestay management; market linkage through state-level fairs and 'Arunachal Handloom & Handicraft' brand; group insurance coverage under PM Jeevan Jyoti and Suraksha Bima; connects to MUDRA pipeline for individual business loans; covers all 26 districts with priority to remote frontier districts and women from ILP-zone villages; special focus on tribal women artisans preserving indigenous craft traditions
Chief Minister's Self Employment Scheme (CMSES) — Arunachal Pradesh — Collateral-free financial assistance to educated unemployed youth and first-generation entrepreneurs of Arunachal Pradesh to set up micro and small enterprises — key benefits: project loan of ₹50,000–₹20 lakh with 30–50% capital subsidy (higher subsidy for women, ST applicants, differently-abled, and applicants from remote frontier districts); bank loan component facilitated through Arunachal Pradesh Rural Bank and nationalised banks; free Entrepreneurship Development Programme (EDP) training through District Industries Centre (DIC) and APIIC (Arunachal Pradesh Industrial Infrastructure Corporation); priority sectors aligned with Arunachal's strengths: eco-tourism and homestay, bamboo & cane products, food processing (kiwi/orange/cardamom value addition, bamboo shoot processing), handloom textiles, fisheries and pisciculture, IT/digital services; special higher subsidy package for applicants from Category A districts (most remote districts); mandatory Permanent Resident Certificate (PRC) for eligibility
Mukhyamantri Mahila Udyamita Abhiyan (Assam) — ₹10,000 seed capital (Phase 1) + ₹25,000 loan (Phase 2) + further support up to ₹85,000 total for women SHG members to become rural micro-entrepreneurs (Lakhpati Baideo)
Assam Handloom Weavers' Development Scheme — 30% capital subsidy on loom upgrades (up to ₹30,000) + yarn subsidy (10% on purchase price) + free tool kit for traditional weavers of Mekhela Chador, Gamosa & Eri silk; cluster-based training and market linkage
SVAYEM Scheme (Assam) — Loan up to ₹2 lakh + seed money ₹50,000 for youth starting businesses in manufacturing, trade or services
Sarothi Start-Up Fund (Assam) — Seed capital + working capital funding for first-generation entrepreneurs and innovative startups in Assam
Bihar (4)
Mukhyamantri Mahila Udyami Yojana (Bihar) — ₹10 lakh per woman entrepreneur: ₹5 lakh as outright grant (no repayment) + ₹5 lakh as interest-free loan repayable over 84 months; for starting a new manufacturing or service enterprise
Mukhyamantri SC/ST Udyami Yojana (Bihar) — ₹10 lakh per SC/ST entrepreneur: ₹5 lakh outright grant + ₹5 lakh interest-free loan (repayable over 84 months); for setting up a new manufacturing/service/trade enterprise
Mukhyamantri Yuva Udyami Yojana (Bihar) — ₹10 lakh for General/OBC/EWS youth entrepreneurs (aged 18–50): ₹5 lakh grant + ₹5 lakh loan at 1% interest; for starting a new enterprise in manufacturing or service sector
Mukhyamantri Mahila Rojgar Yojana (Bihar) — ₹10,000 first instalment by DBT to start self-employment; after about 6 months, women whose work is going well can get further support of up to ₹2 lakh.
Chhattisgarh (7)
Chhattisgarh Startup Policy 2021 — ₹25 Lakh seed fund + mentorship + co-working space + tax exemption for recognized CG startups
PM SVANidhi — Street Vendor Micro-Credit Scheme (Delhi) — Collateral-free working capital loan ₹10,000 (1st), ₹20,000 (2nd), ₹50,000 (3rd tranche) at 7% interest; 7% interest subsidy via DBT; digital transactions rewarded up to ₹1,200/year cashback
Delhi E-Rickshaw Purchase Loan & Subsidy Scheme — Subsidised loan of ₹50,000–₹1.2 lakh at low interest for purchasing e-rickshaw; 25% additional subsidy for SC/ST, women & BPL applicants; includes free e-rickshaw training & badge
DSCSTFDC Business & Self-Employment Loan for SC/ST (Delhi) — Concessional loans up to ₹15 lakh at 5–6% interest for SC/ST entrepreneurs & self-employed persons; ₹2 lakh micro-credit for SC/ST women at 4% interest; includes free entrepreneurship training at DSCSTFDC centres
Chief Minister's Rozgar Yojana (Goa) — Subsidised loans of ₹10–25 lakh for Goa domicile youth (18–45 years) to start self-employment ventures; 30% capital subsidy (max ₹3 lakh) for general category; 40% subsidy for SC/ST/Women/differently-abled; repayable in 5–7 years; covers trade, service, and manufacturing sectors
Minority Self-Employment Loan (Gujarat) — Low-interest loan up to ₹10 Lakh at 5% p.a. for entrepreneurs from Muslim, Christian, Parsi, Jain, Buddhist & Sikh communities
PM SVANidhi – Street Vendor Micro-Credit (HP) — Collateral-free working capital loan: ₹10,000 (1st), ₹20,000 (2nd), ₹50,000 (3rd cycle) + 7% interest subsidy for street vendors in HP towns
Jammu & Kashmir (1)
Tejaswini — J&K Women SHG Empowerment Scheme — Interest-free loans up to ₹5 lakh for women SHG members; seed money of ₹15,000 per new SHG; revolving fund support; skill training in handicrafts (pashmina weaving, carpet making, willow wicker), food processing, and agro-based enterprises; market linkage via J&K Handicrafts Emporium and online platforms; NRLM-backed community investment fund of ₹2.5 lakh per village organisation
Divyangjan Self-Employment Loan (KA) — Loan up to ₹5 Lakh at 4% interest + ₹25,000 margin money grant for persons with 40%+ disability to start business
Karnataka Rural Homestay Scheme — Subsidy up to ₹5 Lakh & interest-free loan for setting up rural homestays + branding & listing support via KarnataKa Tourism portal
Karnataka MSME Investment Promotion Scheme — 15%–25% capital investment subsidy (max ₹50 Lakh), 5-year power tariff subsidy & stamp duty exemption for new MSME units in Karnataka
Umeed — Women SHG & Livelihood Scheme (Ladakh) — Interest-free revolving fund of ₹15,000 per SHG; credit linkage with banks for loans up to ₹6 lakh at 7% interest (with 3% subvention making it 4% effective); seed capital of ₹10,000 for new SHGs; skill training in handicrafts (Thangka painting, carpet weaving, dried apricot processing, yak-wool products); marketing linkage with national platforms; ₹500/month capacity-building stipend during training
Sant Ravidas Swarojgar Yojana — SC Business Loan (MP) — Bank loan of ₹1 lakh–₹50 lakh (manufacturing) or ₹1 lakh–₹25 lakh (service / trade) with 5% a year interest subsidy for up to 7 years; free 12-day business training.
Ima Keithel Vendor Support Scheme (Manipur) — Financial and infrastructure support for women vendors of the historic all-women Ima Keithel (Mothers' Market) in Imphal — one of Asia's largest all-women markets; includes stall renovation grants up to ₹25,000, working capital loans up to ₹50,000 at 4% interest through state cooperative banks, and free skill-upgrade workshops on digital payments, inventory, and market linkage; priority to BPL/EWS women vendors
Manipur State Rural Livelihoods Mission — SHG Support (Manipur) — Revolving fund of ₹15,000 per SHG + Community Investment Fund of up to ₹2.5 lakh for women's Self-Help Groups; interest-free or subsidised loans up to ₹5 lakh per SHG for income-generating activities — handloom, food processing, bamboo products, tailoring; skill training through DDU-GKY; market linkage via state craft fairs and e-commerce platforms
Start-Up Manipur Scheme — Seed funding of ₹2 lakh–₹10 lakh as equity grant for first-generation entrepreneurs (18–40 years) in technology, food processing, handicrafts, and services sectors; 30% capital subsidy on project cost (max ₹3 lakh); free incubation space, mentoring, and legal / IPR support through MANPRAC and empanelled incubators; women and ST/SC entrepreneurs get additional 5% subsidy; must be resident of Manipur
Meghalaya (2)
Meghalaya State Rural Livelihoods Society — SHG Support (Meghalaya) — Revolving fund of ₹15,000 per SHG + Community Investment Fund up to ₹3 lakh for women's Self-Help Groups active for 6+ months; subsidised loans up to ₹5 lakh at 7% interest for income-generating activities — weaving, food processing, bamboo & cane crafts, and agro-based enterprises; market linkage through Meghalaya Basin Development Authority (MBDA) fairs and e-commerce; capacity-building and digital literacy training
Meghalaya Start-Up & Youth Entrepreneurship Scheme (Meghalaya) — Seed grant of ₹2 lakh–₹10 lakh for first-generation entrepreneurs aged 18–40 years in sectors including agri-processing, eco-tourism, IT, handloom, and handicrafts; 30% capital subsidy (max ₹3 lakh) on project cost; ST/SC/women entrepreneurs receive additional 5% subsidy; free incubation at MBDA-supported centres in Shillong; mentoring, IPR support, and market linkage through Meghalaya Artfed; applicant must be a resident of Meghalaya
Mizoram (4)
New Land Use Policy (NLUP) — Mizoram — ₹1 lakh per household financial assistance (released in 3 installments) to shift from traditional jhum (slash-and-burn) cultivation to alternative settled livelihoods — covers horticulture, plantation crops, aquaculture, sericulture, animal husbandry, and micro-enterprises; also includes free training, technical support, and supply of quality planting material; primary beneficiaries are rural farming families in jhum-practising villages across all 8 districts
Mizoram State Rural Livelihood Mission — SHG Loan & Livelihood (Mizoram) — Interest-free revolving fund of ₹15,000 for newly formed women SHGs; low-interest community investment fund (CIF) loans up to ₹2.5 lakh per SHG for income-generating activities; skill development and vocational training in handloom, food processing, tailoring, and bamboo craft; market linkage support through state MSRLM network; covers rural women in all 8 districts of Mizoram
Socio-Economic Development Programme (SEDP) — Mizoram — Collateral-free loan of ₹50,000–₹10 lakh for educated unemployed youth (18–45 years) and first-generation entrepreneurs to start micro and small enterprises; 20–30% capital subsidy on project cost (higher for women / ST applicants); free entrepreneurship development training through MIDC and government ITIs; covers manufacturing, services, trade, and agro-processing sectors; targeted at youth in rural and semi-urban areas
Nagaland State Rural Livelihoods Mission — SHG Loan & Support (Nagaland) — Interest-free revolving fund of ₹15,000 for newly formed women Self-Help Groups (SHGs); community investment fund (CIF) loans up to ₹2 lakh per SHG at subsidised rates for income-generating activities; skill development training in Naga handloom weaving, food processing, tailoring, and bamboo-cane craft; market linkage support under the 'Naga Handloom & Handicrafts' brand; group insurance coverage; covers rural women across all 16 districts; priority to women from remote Eastern Nagaland villages
Chief Minister's Self-Employment Scheme (CMSE) — Nagaland — Collateral-free loans of ₹50,000–₹10 lakh for educated unemployed youth (18–45 years) and first-generation entrepreneurs to start micro and small enterprises; 25–35% capital subsidy on project cost (higher for women / ST applicants); free entrepreneurship development training through DIC and government polytechnics; priority sectors include agro-processing, food & beverage, tourism, handloom, IT services, and bamboo products aligned with Nagaland's economic strengths; special window for ex-servicemen and differently-abled applicants
Odisha (1)
Mission Shakti — SHG Loan Scheme (Odisha) — Interest-free loans up to ₹10 lakh for women SHG members to start or expand small businesses; seed money of ₹15,000 for new SHGs; revolving funds and capacity-building support; uniforms & blazers provided; Mission Shakti Bazaar platform for selling products
Puducherry (1)
Women SHG Loan & Livelihood Support (Puducherry) — Interest-free / subsidised loans up to ₹5 lakh for women Self Help Group (SHG) members to start or expand micro-enterprises; seed capital of ₹10,000 for new SHGs; revolving fund support; skill training in tailoring, food processing, handicrafts, and agarbatti making; marketing support via government exhibitions and Pondicherry Agro Service & Industries Corporation (PASIC)
Punjab (6)
Startup Punjab Scheme — ₹5 Lakh seed grant + free incubation space (12 months) + mentorship + 100% SGST reimbursement for 3 years for registered Punjab startups
Sikkim Homestay Development & Registration Scheme — Financial and promotional support for Sikkim Subject holders to develop and register homestays as part of Sikkim's sustainable eco-tourism model — key benefits: one-time capital assistance of ₹1.5 lakh per homestay unit for renovation, bathroom fitting, and furnishing (for families converting existing home); additional ₹50,000 for constructing a dedicated guest room in rural/remote tourism zones (North and West Sikkim); free 5-day training in hospitality, hygiene, organic home-cooked food preparation, and English communication at Sikkim Tourism Institute; official 'Certified Sikkim Homestay' tag with listing on sikkim.gov.in/tourism portal and Incredible India platform for national and international visibility; priority inclusion in state-curated tour packages; ₹5,000 annual maintenance incentive for maintaining 4-star hygiene and cleanliness rating; electricity subsidy at domestic rate (not commercial) for registered homestays; one free refresher training per year on digital payments and online booking management
Sikkim Integrated Livelihood Mission — Women SHG Support (Sikkim) — Comprehensive livelihood support for women through Self-Help Groups (SHGs) — benefits include: revolving fund of ₹15,000 per newly formed SHG (interest-free); community investment fund (CIF) loans up to ₹3 lakh per SHG at 0% interest for income-generating activities; skill training in Sikkim's traditional weaving (Lepcha and Limboo textiles), food processing (organic pickles, cardamom-based products), tailoring, and eco-tourism services; market linkage through state-level fairs and online platforms under 'Sikkim Organic' brand; group life and accident insurance; connects to Pradhan Mantri MUDRA Yojana pipeline; covers rural and semi-urban women across all 4 districts; priority to women from BPL households and ST/SC communities
Chief Minister's Self Employment Scheme (CMSES) — Sikkim — Collateral-free financial assistance to educated unemployed youth and first-generation entrepreneurs in Sikkim to start micro and small enterprises — key benefits: project loan of ₹50,000–₹15 lakh with 30–40% capital subsidy on project cost (higher subsidy for women, ST/SC applicants, and differently-abled); bank loan component facilitated through Sikkim Bank/nationalised banks; free entrepreneurship development programme (EDP) training through the District Industries Centre (DIC) and Sikkim Industrial Development & Investment Corporation (SIDICO); priority sectors: organic food processing, cardamom/ginger value addition, eco-tourism and homestay, handwoven textiles, IT/BPO services, and bamboo craft — aligned with Sikkim's economic strengths; special facilitation for ex-servicemen; one-time incentive of ₹5,000 for Sikkim Subject holders starting enterprise in rural areas
Tripura Rural Livelihood Mission — SHG Loan & Support (Tripura) — Interest-free or subsidised loans up to ₹3 lakh for women Self-Help Group (SHG) members to start or scale small enterprises; seed money of ₹15,000 for new SHGs; revolving fund support; capacity-building, skill training, and market linkage through TRLM; helps women engage in agro-processing, handloom, handicrafts, and retail businesses
Mukhyamantri Yuva Udyami Yojana (Tripura) — Collateral-free loan of ₹2 lakh–₹25 lakh for educated unemployed youth (18–40 years) to start new micro/small enterprises; 25–35% capital subsidy on project cost (higher for SC/ST/women/ex-servicemen); free skill training through TRIBE and ITIs; mentoring, incubation, and market linkage support; priority to youth from rural and tribal areas
ODOP Financial Assistance (Margin Money) Scheme (UP) — Margin-money grant on a bank loan: 25% of project cost up to ₹25 lakh (max ₹6.25 lakh); ₹6.25 lakh or 20% for ₹25–50 lakh; ₹10 lakh or 10% for ₹50–150 lakh; 10% (max ₹20 lakh) above ₹1.5 crore.
Vishwakarma Shram Samman Yojana (UP) — ₹10,000 to ₹10 lakh financial assistance for traditional artisans and craftsmen to establish or scale small industries + free 6-day skill training at government centres; covers carpenters, tailors, barbers, goldsmiths, potters, basket weavers, cobblers, blacksmiths, hawkers, and other traditional trades; toolkit provided; amount transferred directly to bank account
Mukhyamantri Yuva Udyami Vikas Abhiyan (UP) — Interest-free loan up to ₹5 lakh for youth (18–40 years) to start new micro-enterprises or self-employment ventures in manufacturing, service, or trade sector; government bears interest cost for loan repayment; scheme targets 1 lakh youth per year with goal of creating 10 lakh micro units in 10 years; minimum qualification Class 8 (preference to Class 12+)
Mukhyamantri Yuva Swarojgar Yojana — Bank loan for a new unit — up to ₹25 lakh (industry) or ₹10 lakh (service) — with a 25% margin-money subsidy from the government
Mukhyamantri Gramodyog Rozgar Yojana (UP) — Interest subsidy on a bank loan up to ₹10 lakh for a village-industry unit: 50% of the interest for General category; 100% for SC, ST, OBC, minority, women, divyang and ex-servicemen. No collateral up to ₹10 lakh.
Mukhyamantri Saur Swarojgar Yojana (Uttarakhand) — 25 kW solar plant set up on lease land with 70% bank loan + 25% state subsidy (only 5% own contribution); beneficiary earns by selling electricity to UPCL at ₹4.07/unit; estimated income ₹1–1.5 lakh/year; targeted at migrant workers, unemployed youth, and farmers of Uttarakhand; 10,000 units planned; 25-year agreement with UPCL
Mukhyamantri Swarozgar Yojana (Uttarakhand) — Loans up to ₹25 lakh for service/trade sector and ₹50 lakh for manufacturing sector for Uttarakhand domicile youth (18–45 years); 25% margin money subsidy (max ₹6.25 lakh) for general category; 35% subsidy for SC/ST/Women/disabled/ex-servicemen (max ₹12.5 lakh); covers new ventures in manufacturing, handicrafts, tourism, IT, and service industries
West Bengal (2)
Bhabishyat Credit Card Scheme (West Bengal) — ₹2 lakh overdraft credit facility at 7% interest for SC/ST/OBC artisans and self-employed persons; WB Govt. pays 3% interest subsidy (net cost to beneficiary: 4%); no collateral; enables working capital for micro-enterprises
Karma Sathi Prakalpa — Self-employment Loan (West Bengal) — Soft loan up to ₹2 lakh from a state cooperative bank, with a 15% project subsidy (up to ₹25,000) and 50% interest subsidy for timely repayment (40% otherwise) for 3 years.