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💼 Government Schemes for Business & Self-Employment in Punjab 2026

6 government schemes for business & self-employment in Punjab — benefits, who can apply, documents and how to apply. Check your eligibility free.

Also searched as Swarozgar Yojana, Business Loan Yojana in Punjab.

Punjab (6)

Startup Punjab Scheme — ₹5 Lakh seed grant + free incubation space (12 months) + mentorship + 100% SGST reimbursement for 3 years for registered Punjab startups
Punjab E-Vehicle / E-Rickshaw Subsidy Scheme — ₹30,000 subsidy on purchase of electric rickshaw / e-loader for BPL / SC / women applicants; low-interest loan at 5% for balance
Punjab Himmat Scheme (Disability Skill & Self-Employment) — Free skill training (3–6 months) + ₹1,500/month stipend + ₹50,000 seed capital for self-employment for persons with disabilities
Punjab SC/BC Self Employment Loan Scheme — Subsidised loan ₹5,000 – ₹5 Lakh at 4% interest for SC/BC entrepreneurs
Punjab PM SVANidhi Scheme (Street Vendor Loan) — Collateral-free working capital loan ₹10,000 → ₹20,000 → ₹50,000 in 3 cycles for street vendors
Punjab Artisan & Handicraft Worker Scheme — Free tool kit + ₹2 Lakh credit at 4% interest + free design training for traditional artisans (phulkari, wood, pottery)