Chief Minister's Rural Housing Scheme — Arunachal Pradesh — Financial assistance to BPL/EWS rural households in Arunachal Pradesh for construction of safe, permanent houses — key benefits: ₹1.30 lakh–₹1.70 lakh one-time construction grant per household (higher slab for remote districts like Anjaw, Dibang Valley, Upper Siang, Kurung Kumey due to high material transportation costs); released in 3 installments tied to construction milestones (foundation, walls, and roof/completion); supplementary to PMAY-Gramin — households excluded from PMAY waitlist receive full state grant; earthquake-resistant and flood-safe construction mandatory given Arunachal's seismic zone V classification and annual flood risks; mandatory functional toilet, safe drinking water tap, and bamboo-based kitchen garden; construction using local bamboo and timber permitted under regulated guidelines; priority to ST households, female-headed families, persons with disability, and flood/landslide-displaced families; covers all 26 districts with convergence with MGNREGS for unskilled labour wages
Apun Ghar Scheme (Assam) — 3.5% interest subvention on home loans up to ₹15 lakh via SBI for regular Assam State Govt. employees — effective rate 5.00% (women) / 5.05% (men) after subsidy; repayment up to 20 years
CHB Affordable Housing — EWS / LIG Flats (Chandigarh) — Subsidised 1-BHK / 2-BHK flats for Economically Weaker Section (EWS) and Low Income Group (LIG) households in Chandigarh — flats allotted via draw of lots at below-market rates; EWS flats for family income up to ₹3 lakh/year; LIG flats for income up to ₹6 lakh/year; applicant must not own any residential property in Chandigarh/Panchkula/Mohali/SAS Nagar tricity
SC/ST House Repair & Upgradation Grant (Delhi) — Financial grant of ₹50,000–₹1 lakh for repairing or upgrading kutcha / dilapidated houses owned by SC/ST families; covers roof, walls, flooring & sanitation
Goa Housing Board — Affordable Housing Scheme — Subsidised flats/houses at below-market prices for EWS/LIG/MIG Goa domicile families; EWS units (up to 30 sqm) at concessional rates; eligible families may also avail PMAY-U credit-linked subsidy (₹1.5–2.67 lakh) additionally; allotment through lottery; priority to SC/ST/differently-abled/ex-servicemen
PMAY-Gramin — J&K Enhanced Housing Assistance — ₹1.30 lakh financial assistance for construction of pucca houses for BPL rural households in J&K (higher than plains rate of ₹1.20 lakh as J&K is classified as hilly/difficult terrain); 90 person-days of MGNREGS unskilled labour wages additionally provided; must include toilet (SBM-linked); J&K UT also provides ₹50,000 additional top-up from UT funds for Scheduled Tribe households; payment in 3 geo-tagged instalments
SC/ST Free Land Grant Scheme (KA) — Free govt. land (up to 2 acres irrigated / 5 acres dry) allotted to landless SC/ST families for agriculture or house construction
In-Situ Slum Upgradation Scheme — KA (KSDB) — Free/subsidised pucca house construction for slum dwellers with legal tenure + basic amenities (water, sanitation, electricity)
Ladli Behna Awas Yojana (MP) — Free pucca house (₹1.2–₹1.5 Lakh grant) for women in families missed by PMAY Gramin · Priority to Ladli Behna beneficiaries
Chief Minister's Awas Yojana — Rural (Manipur) — ₹1.30 lakh financial assistance for construction of pucca house in hill districts; ₹1.20 lakh in valley districts — for rural BPL/houseless families; paid in 3 installments — at foundation, lintel, and roof completion stage; complements PMAY-Gramin; must include functional toilet; SC/ST, widows, disabled, and landless beneficiaries given priority; 90 days of unskilled labour from MGNREGS provided additionally
Meghalaya (1)
Chief Minister's Grih Nirman Yojana (Meghalaya) — ₹1.30 lakh financial assistance for construction of pucca house in hilly/rural areas; ₹1.20 lakh for plain areas — for BPL/EWS/houseless families; paid in 3 installments (foundation, lintel, and roof stage); complements PMAY-Gramin and PMAY-Urban; must include functional toilet (linked with SBM-G); SC/ST, widows, disabled, and single-women households given priority; supplemented by 90 days MGNREGS labour
Mizoram (1)
Chief Minister's Comprehensive Housing Scheme (Mizoram) — ₹1.2 lakh–₹1.5 lakh one-time financial assistance for construction or renovation of pucca house for BPL/EWS/LIG households; supplementary to PMAY-Gramin and PMAY-Urban; paid in 2–3 installments linked to construction milestones; mandatory inclusion of functional toilet and kitchen; priority to households headed by women, ST beneficiaries, and persons with disability; applicable in both rural and urban areas of Mizoram
Nagaland (1)
Chief Minister's Rural & Urban Housing Scheme (Nagaland) — ₹1.2 lakh–₹1.5 lakh one-time financial assistance for construction or renovation of pucca house for BPL/EWS households; released in 2–3 installments tied to construction milestones (foundation, lintel, roof); mandatory inclusion of functional toilet, safe drinking water connection, and smokeless kitchen; supplementary to PMAY-Gramin and PMAY-Urban; priority to ST households, female-headed families, persons with disability, and households in remote Eastern Nagaland (ENPO area)
Odisha (2)
Biju Pakka Ghar Yojana (Odisha) — ₹1.20 lakh financial assistance in installments for construction of a pucca house in plain areas; ₹1.30 lakh in hilly/tribal areas; for rural BPL/houseless families living in kutcha or dilapidated houses; paid in 4 installments — ₹20,000 at order, subsequent stages at lintel level, roof, and completion; must include sanitary latrine
Antyodaya Gruha Yojana (Odisha) — ₹1,20,000 housing assistance to build a 25 sq m pucca house (plus incentive for early completion). Launched March 2025.
Puducherry (1)
Housing Assistance for BPL Families (Puducherry) — Financial assistance up to ₹1.50 lakh for construction or repair of houses for BPL / EWS families in Puducherry; free house sites (pattas) allotted to landless BPL families; Puducherry Housing Board also allots subsidised EWS/LIG flats at below-market rates via draw of lots; beneficiaries must contribute unskilled labour (sweat equity); must include a toilet under SBM
Chief Minister's Rural Housing Mission (CMRHM) — Sikkim — Financial assistance for construction or renovation of pucca houses for rural BPL/EWS households in Sikkim — key benefits: ₹1.3 lakh–₹1.6 lakh one-time grant per household (higher amount for North Sikkim due to remoteness and construction cost); released in 3 installments tied to construction milestones (foundation, walls, roof/completion); mandatory inclusion of functional toilet, safe drinking water connection, and kitchen garden; supplementary to PMAY-Gramin — households not covered under PMAY receive full CMRHM grant; earthquake-resistant construction guidelines mandatory given Sikkim's seismic zone; priority to ST/SC households, female-headed families, persons with disability, and households affected by natural disasters (landslides, floods); covers all 4 districts with special priority to North Sikkim, Dzongu, and remote Lepcha reserve areas
Mukhyamantri Awas Yojana — Urban (Tripura) — ₹1.5 lakh one-time financial assistance for construction or upgrade of pucca house for urban BPL/EWS/LIG households; complements PMAY-Urban (Beneficiary-Led Construction component); paid in 3 installments — at foundation, lintel, and roof completion stage; must include functional toilet and kitchen; prioritises SC/ST, widows, and differently abled applicants
Uttarakhand (1)
Mukhyamantri Awas Yojana — Rural Housing (Uttarakhand) — ₹1.30 lakh financial assistance in installments for construction of a pucca house for rural BPL/houseless families (plain areas: ₹1.20 lakh; hilly/tribal areas: ₹1.30 lakh); supplemented with PMAY-G assistance where applicable; beneficiary list prepared through Awaas+ survey; priority to SC/ST/women-headed/disabled households; toilet construction mandatory
West Bengal (1)
Banglar Bari / Bangla Awas Yojana (West Bengal) — ₹1.2 lakh housing grant for rural homeless/kutcha house dwellers in plain areas; ₹1.3 lakh in hilly & coastal areas; includes toilet construction, electricity connection and water tap; paid in 3 installments via DBT