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Kerala · Housing

KSHB EWS / LIG Housing Loan Scheme

Also known as: KSHB EWS / LIG Housing Loan Yojana · KSHB EWS / LIG आवास ऋण योजना

Kerala State Housing Board (KSHB)

Benefit

Home loans at 5–7% interest up to ₹10 Lakh for EWS/LIG families with no collateral

At a glance

Scheme	KSHB EWS / LIG Housing Loan Scheme
For	Housing
Where	Kerala
Department	Kerala State Housing Board (KSHB)
How to apply	At office / CSC

In short — check the official website for the full rules.

Get the official application route from your district / department office or the nearest CSC (Common Service Centre).

Who can apply for KSHB EWS / LIG Housing Loan Scheme?

Resident of Kerala. Family income up to ₹6 lakh a year. No pucca house of your own.

What is the benefit of KSHB EWS / LIG Housing Loan Scheme?

Home loans at 5–7% interest up to ₹10 Lakh for EWS/LIG families with no collateral

What documents are needed for KSHB EWS / LIG Housing Loan Scheme?

Aadhaar Card, Income Certificate (EWS: below ₹3 Lakh / LIG: ₹3–6 Lakh), Land Documents or Site Plan, Ration Card, Bank Account.

How do I apply for KSHB EWS / LIG Housing Loan Scheme?

Apply online on the official website: https://kshb.kerala.gov.in/

How can I check if I am eligible for KSHB EWS / LIG Housing Loan Scheme?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.