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Karnataka · Housing

SC/ST Housing Loan Scheme (KSCDC)

Also known as: SC/ST Housing Loan Scheme · SC/ST Housing Loan Yojana · KSCDC · SC/ST Housing Loan Scheme Karnataka · SC/ST आवास ऋण योजना

Karnataka SC/ST Development Corp. (KSCDC)

Benefit

Loan up to ₹5 Lakh at 5% interest for SC/ST families to construct/repair house

At a glance

Scheme	SC/ST Housing Loan Scheme (KSCDC)
For	Housing
Where	Karnataka
Department	Karnataka SC/ST Development Corp. (KSCDC)
How to apply	Online
Info checked	2026-10-08

In short — check the official website for the full rules.

Apply online on the official government website (link below).

Who can apply for SC/ST Housing Loan Scheme (KSCDC)?

Resident of Karnataka. Family income up to ₹3 lakh a year. Category: SC, ST. No pucca house of your own.

What is the benefit of SC/ST Housing Loan Scheme (KSCDC)?

Loan up to ₹5 Lakh at 5% interest for SC/ST families to construct/repair house

What documents are needed for SC/ST Housing Loan Scheme (KSCDC)?

Aadhaar Card, Caste Certificate (SC/ST), Income Certificate, Land/Site Documents, Bank Account.

How do I apply for SC/ST Housing Loan Scheme (KSCDC)?

Apply online on the official website: https://kscdc.net/

How can I check if I am eligible for SC/ST Housing Loan Scheme (KSCDC)?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

Official link last checked: 2026-10-08