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Karnataka Government Schemes

List of 83 Karnataka government schemes — benefits, required documents and how to apply. Check your eligibility free.

Rythu Samruddhi Scheme (KA) — ₹2,000/acre crop bonus up to 2 acres
Krishi Bhagya Scheme — Subsidy on farm pond, pump set & drip irrigation
Raitha Siri (Livestock Scheme) — Subsidy up to ₹1 Lakh for purchasing milch cattle & poultry
Gruha Lakshmi Scheme — ₹2,000/month to the woman head of every BPL household
Bhagyalakshmi Scheme — ₹25,000 bond for girl child at birth + ₹1 Lakh at age 18
Mathru Poorna Scheme — Free nutritious meals for pregnant & lactating women via Anganwadi
Vidya Siri Scholarship — ₹5,000–₹20,000/year for SC/ST/OBC students
Post-Matric Scholarship (KA) — Full tuition fee + ₹1,200–₹2,500/month maintenance allowance
Sanchi Hosahalli (Free Laptop Scheme) — Free laptop for meritorious students of Class 12 from Govt. schools
Sandhya Suraksha Yojana — ₹1,000/month pension for BPL senior citizens (60+)
Disability Pension Scheme (KA) — ₹1,000/month for persons with 40%+ disability
Ashraya Housing Scheme — ₹1.75 Lakh grant for house construction for BPL rural families
Arogya Karnataka (UASS) — Free OPD, diagnostics & hospitalization up to ₹5 Lakh/year at Govt. hospitals
Devaraj Urs Backward Classes Dev. Corp. Loan — Loan ₹1–₹10 Lakh at 6% interest for SC/ST/OBC self-employment
Karnataka Skill Connect (Free Vocational Training) — Free skill training (3–6 months) in IT, retail, healthcare & construction + placement support
Raitha Samparka Kendra (RSK) — Free soil testing, seeds & pesticides at subsidised rates via RSK centres
Sericulture Development Scheme (KA) — Subsidy on mulberry cultivation, silkworm rearing & reeling equipment up to ₹50,000
National Horticulture Mission (KA) — 50%–75% subsidy on fruit/vegetable cultivation, greenhouses & micro-irrigation
Widow Pension Scheme (KA) — ₹1,000/month pension for BPL widows (18–64 yrs)
Stree Shakti Self-Help Group Programme — Low-interest loans up to ₹2 Lakh + training & market linkage for women SHGs
Indira Canteen Scheme — Breakfast at ₹5 & meals at ₹10 for urban low-income workers
Morarji Desai Residential Schools — Free residential schooling (Class 5–12) with meals, uniform & books for SC/ST/OBC students
Rajiv Gandhi Education Loan (KA) — Education loan up to ₹5 Lakh at 4% interest for SC/ST students pursuing higher education
Yashasvini Health Insurance Scheme — Cashless surgeries up to ₹2.5 Lakh/year for cooperative members & rural workers
Jeevandayini — Critical Illness Assistance — Up to ₹1.5 Lakh financial aid for cancer, kidney failure, organ transplant & heart surgery
Construction Worker Welfare Scheme (BOCW-KA) — Accident cover ₹2L, maternity ₹5,000, education aid ₹3K–₹20K, funeral ₹5,000 for registered workers
Beedi Workers Welfare Scheme (KA) — Free healthcare, housing loan ₹50,000, scholarship for children & group insurance for beedi workers
Dr. Ambedkar Pre-Matric Scholarship (SC/ST) — ₹700–₹1,000/month + free uniform & books for SC/ST students (Class 1–10)
SC/ST Housing Loan Scheme (KSCDC) — Loan up to ₹5 Lakh at 5% interest for SC/ST families to construct/repair house
Yuva Nidhi Unemployment Allowance — ₹3,000/month (graduates) or ₹1,500/month (diploma holders) for up to 2 years while job searching
Udyogini — Women Entrepreneur Scheme — Interest-free or subsidised loan ₹1–₹3 Lakh for women starting small businesses (income < ₹1.5L)
Anna Bhagya Scheme — 10 kg rice/month free per BPL family member (in addition to NFSA entitlement)
KSRTC Bus Pass Concession Scheme — Free or 50%–75% bus pass concession for students, senior citizens, disabled persons & freedom fighters
Suvarna Arogya Suraksha Trust (SAST) — Health insurance up to ₹5 Lakh/year for APL families not covered under Ayushman Bharat
Matsya Bhagya Scheme — Subsidy up to ₹50,000 on fishing boats, nets & equipment for marine & inland fishermen
Fishermen Group Accident Insurance (KA) — ₹5 Lakh death/disability cover for marine fishermen during fishing season at just ₹10 premium
Handloom Weaver Welfare & Credit Scheme — Subsidised yarn, free loom upgrades, health insurance ₹15,000 & ₹2 Lakh accidental death cover for weavers
Tribal Ashrama Shale (Residential Schools for ST) — Free residential schooling (Class 1–12) with food, clothing & books for Scheduled Tribe students
Pre & Post-Matric Scholarship for Minorities (KA) — ₹1,000–₹12,000/year for Muslim, Christian, Jain, Sikh, Buddhist, Parsi minority students
Shaadi Bhagya (Marriage Assistance Scheme) — ₹50,000 grant for marriage of SC/ST/OBC & minority girls from BPL families
Surya Raitha Solar Scheme — Free rooftop solar panels for farmers — excess power sold back to BESCOM at ₹3.5/unit
Ekalavya Sports Scholarship (KA) — ₹10,000–₹60,000/year + equipment & coaching support for athletes representing Karnataka at state/national level
Swachha Bharat (Gramin) — KA Individual Toilet Scheme — ₹12,000 incentive for construction of individual household toilet in rural Karnataka
Rajiv Gandhi Svagriha Housing Scheme — Affordable housing sites & apartments for EWS/LIG income groups in urban Karnataka
Auto & Taxi Driver Welfare Scheme (KA) — Accident insurance ₹2 Lakh, hospitalisation ₹25,000/year & children's scholarship ₹5,000 for registered auto/taxi drivers
Free Legal Aid Scheme (KSLSA) — Free legal representation, advice & Lok Adalat services for SC/ST, women, children, disabled, BPL & accident victims
Divyangjan Education Scholarship (KA) — ₹5,000–₹20,000/year + free assistive devices for students with 40%+ disability
Divyangjan Self-Employment Loan (KA) — Loan up to ₹5 Lakh at 4% interest + ₹25,000 margin money grant for persons with 40%+ disability to start business
Child Labour Rehabilitation & Welfare Fund (KA) — ₹3,000/month support + free bridge education & vocational training for rescued child labourers (9–14 yrs)
Ex-Servicemen Welfare Scheme (KA) — Priority land allotment, ₹1,000/month financial assistance, children's scholarship & free Rajya Sainik Board canteen access
Bhagya Jyoti / Kutira Jyoti Free Electricity Scheme — First 30 units/month free electricity for BPL households consuming under 100 units/month
Pradhan Mantri Krishi Sinchayee Yojana — KA (Drip & Sprinkler) — 55%–75% subsidy on drip & sprinkler irrigation systems for small & marginal farmers
Domestic Worker Welfare Scheme (KA) — Accident insurance ₹1 Lakh, maternity benefit ₹5,000, hospitalisation ₹10,000 & children's scholarship for registered domestic workers
Mythri Transgender Welfare Scheme (KA) — ₹1,000/month financial assistance + free skill training, healthcare & legal identity support for transgender persons
District Mental Health Programme (DMHP) — KA — Free outpatient psychiatric consultation, medicines & counselling at all district hospitals across Karnataka
Karnataka Palliative Care Policy & Home Care Support — Free home-based palliative nursing, medicines & physiotherapy for terminally ill & bedridden BPL patients
PMGSY — Rural Road Connectivity Scheme (KA) — All-weather road connectivity to unconnected rural habitations (500+ population plains, 250+ hilly areas)
Karnataka Startup Policy 2022 — Seed Fund & Incentives — Seed funding ₹20–₹50 Lakh, 5-year SGST reimbursement, free co-working space & mentorship for DPIIT-recognised Karnataka startups
Inter-State Migrant Worker Welfare Scheme (KA) — Accident insurance ₹1 Lakh, repatriation assistance up to ₹10,000, free medical aid & helpline (1800-425-1000) for migrant workers in Karnataka
Safai Karamchari & Waste Picker Welfare Scheme (KA) — ₹1,000/month allowance, free PPE kits, health insurance ₹2 Lakh & children's scholarship for registered sanitation workers & waste pickers
KMF Dairy Development Scheme — Nandini Milk Cooperative — Subsidised cattle feed, free veterinary visits, milk procurement at guaranteed price & loan up to ₹1 Lakh for dairy farmers joining KMF cooperative
Cold Storage & Pack House Subsidy Scheme (KA) — 35%–50% capital subsidy (max ₹10 Lakh) for setting up cold storage, ripening chambers & pack houses for fruits & vegetables
After-Release Rehabilitation Scheme (KA) — ₹5,000 one-time release grant, skill training in prison, job placement assistance & priority in state welfare schemes for released prisoners
Acid Attack & Crime Victim Compensation Scheme (KA) — Compensation ₹3 Lakh–₹8 Lakh for acid attack victims + free reconstructive surgery, legal aid & rehabilitation support
Vayoshreshtha Samman — Senior Citizen Day Care Centres (KA) — Free day-care centres for BPL senior citizens with meals, recreation, physiotherapy & health checkups across districts
Karnataka Rural Homestay Scheme — Subsidy up to ₹5 Lakh & interest-free loan for setting up rural homestays + branding & listing support via KarnataKa Tourism portal
Karnataka MSME Investment Promotion Scheme — 15%–25% capital investment subsidy (max ₹50 Lakh), 5-year power tariff subsidy & stamp duty exemption for new MSME units in Karnataka
State Disaster Relief Fund (SDRF) Crop & House Loss Compensation — KA — Crop loss: ₹8,500–₹17,000/hectare; house fully damaged: ₹95,100; partially: ₹5,200; human life loss: ₹4 Lakh ex-gratia
Pre-Matric Scholarship for OBC Students (KA) — ₹600–₹1,000/month + free uniform, books & stationery for OBC students (Class 1–10) with family income below ₹1 Lakh
OBC Boys & Girls Hostel Scheme (KA) — Free residential hostel with meals, bedding & study room for OBC students studying away from home (Classes 5–Degree)
SC/ST Free Land Grant Scheme (KA) — Free govt. land (up to 2 acres irrigated / 5 acres dry) allotted to landless SC/ST families for agriculture or house construction
Folk & Traditional Artist Pension Scheme (KA) — ₹2,000/month pension for recognised folk artists (Yakshagana, Dollu Kunitha, Kamsale etc.) aged 60+ with low income
Kannada Sahitya Parishat Book Grant & Author Support — Up to ₹25,000 publication grant for new Kannada literary works + ₹5,000 honorarium for selected authors from BPL background
Karnataka Film Worker Welfare Fund — ₹1,000/month pension for senior/retired Kannada film workers (60+), medical reimbursement ₹10,000/year & funeral aid ₹5,000
Thalassemia & Sickle Cell Anaemia Control Programme (KA) — Free blood transfusion, iron chelation therapy, hydroxyurea & bone marrow transplant support for registered thalassemia/sickle cell patients
Sanjeevini — NRLM Women SHG Credit Linkage (KA) — Bank linkage loan ₹1–₹5 Lakh at 7% interest (with 4% govt. subvention = effective 3%) for active women SHGs + enterprise support
Book Bank Scheme for SC/ST/OBC College Students (KA) — Free set of textbooks for one full academic year (returnable) for SC/ST/OBC college students from government colleges
In-Situ Slum Upgradation Scheme — KA (KSDB) — Free/subsidised pucca house construction for slum dwellers with legal tenure + basic amenities (water, sanitation, electricity)
Sakala — Priority Household Ration Card (PHH) Fast-Track — 5 kg rice/wheat per family member/month at ₹2–₹3/kg under NFSA; fast-track issuance within 30 days under Sakala framework
Deepika Scholarship — ₹30,000 per year for the entire Degree/Diploma course
Karnataka Backward Classes Welfare Department – Post Matric Fee Concession — Fee concession for eligible OBC and NT/SNT students
Gruhalakshmi Scheme — ₹2,000/month to female head of family
Karnataka Prasoothi Araike Scheme — Cash assistance up to ₹3,000 in two instalments for BPL and SC/ST pregnant women

By category

👩 Women (9)🌾 Farmers (11)📚 Students (13)🏥 Health (7)👴 Senior Citizens (5)💼 Business & Self-Employment (9)🏠 Housing (6)👷 Workers & Jobs (6)

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