Pashmina Development Programme (Ladakh UT) — Financial assistance of ₹10,000–₹25,000 per herder household for Pashmina goat rearing and wool processing; subsidised veterinary support and medicines for Changra goats; free training in Pashmina combing, spinning and weaving; marketing support through GI-tagged 'Ladakhi Pashmina' branding; improved breed distribution; special incentives for Changpa nomad community of Changthang plateau
LAHDC Kisan Agricultural Support Scheme (Ladakh) — Input subsidy of up to ₹8,000 per season for small and marginal farmers covering seeds, fertilisers and pesticides at 50% subsidised rate; free distribution of improved cold-resistant seed varieties suited for high-altitude farming; agricultural tools and equipment subsidy of ₹5,000; drip irrigation support under PMKSY; crop insurance linkage; direct benefit transfer to Aadhaar-linked account
Umeed — Women SHG & Livelihood Scheme (Ladakh) — Interest-free revolving fund of ₹15,000 per SHG; credit linkage with banks for loans up to ₹6 lakh at 7% interest (with 3% subvention making it 4% effective); seed capital of ₹10,000 for new SHGs; skill training in handicrafts (Thangka painting, carpet weaving, dried apricot processing, yak-wool products); marketing linkage with national platforms; ₹500/month capacity-building stipend during training
Himayat — Skill Training & Placement Scheme (Ladakh UT) — Free residential skill training for 3–12 months in sectors such as tourism, hospitality, construction, IT, healthcare, and retail for youth aged 15–35; ₹1,500–₹3,000/month stipend during training; free accommodation and food in residential batches; 70%+ placement guarantee after training; post-placement support for 2 years; applicable to school dropouts and unemployed graduates
Pre & Post Matric Scholarship for SC/ST Students (Ladakh UT) — Pre-Matric: ₹150–₹350/month for Class 9–10 students + ₹750–₹1,000 annual book grant; Post-Matric: ₹570–₹1,200/month for Class 11 and above + ₹1,000–₹3,000 book grant; hostel allowance of ₹190–₹380/month; full tuition fee reimbursement for degree and PG courses for ST students under the Tribal Sub-Plan; additional top-up from LAHDC scholarship fund of up to ₹10,000/year for meritorious students
Social Security Pension — LAHDC (Ladakh UT) — Monthly pension for elderly, widows and disabled persons in Ladakh UT — Old Age (60+ years): ₹1,000/month; Widows: ₹1,000/month; Persons with Disability (40%+): ₹1,000/month; additional top-up from LAHDC councillor discretionary fund in some areas; paid directly to Aadhaar-linked bank account; doorstep delivery pilot underway in remote Changthang and Zanskar areas
Solar Home Lighting & SPV Power Plant Scheme (Ladakh UT) — Free or heavily subsidised (up to 90%) solar home lighting systems (2–4 LED lights + mobile charging point) for BPL/remote households not connected to the grid; 100% subsidy for SC/ST and BPL families; community solar micro-grid installation for hamlets without road access; free installation and 5-year annual maintenance under LAHDC; PM-KUSUM linkage for solar pump sets for farmers; special cold-weather-rated panels procured for Ladakh's extreme winters (−30°C)
SEHAT — Health Insurance Scheme (Ladakh UT) — Cashless health insurance coverage of ₹5 lakh per family per year at empanelled hospitals under AB-PMJAY (Ayushman Bharat) — extended to ALL residents of Ladakh UT (not just BPL); covers 1,929+ medical packages including surgeries, cancer treatment, dialysis, and ICU care; free treatment at SNM Hospital Leh and District Hospital Kargil for all UT residents; air evacuation support for critical cases to tertiary hospitals in Chandigarh/Delhi; free medicines at Jan Aushadhi Kendras across Ladakh