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Maharashtra Government Schemes

List of 75 Maharashtra government schemes — benefits, required documents and how to apply. Check your eligibility free.

Shetkari Sanman Yojana (Maha) — ₹6,000/year additional to PM Kisan
Majhi Ladki Bahin Yojana (Maharashtra) — ₹1,500/month to women aged 21–65 with income below ₹2.5 Lakh/year
Annasaheb Patil Loan Scheme — Interest-free/subsidised loan up to ₹10 Lakh for OBC entrepreneurs
Baliraja Chaitanya Sinchana Yojana — Free drip/sprinkler irrigation installation for small & marginal farmers
Sant Rohidas Charmakar Artisan Scheme — Subsidised loan up to ₹5 Lakh for leather artisans (SC community)
Rajarshi Chhatrapati Shahu Maharaj Shishyavrutti — ₹5,000–₹8,000/year scholarship for OBC students in higher education
Swadhar Gruh Scheme (SC Girls Hostel) — Free hostel + ₹51,000/year living & education expenses for SC girls studying away from home
Ramai Gharkul Yojana (Maharashtra) — ₹1.20 Lakh housing grant for SC/Nav-Buddhist BPL families (state top-up to PMAY)
Sanjay Gandhi Niradhar Anudan Yojana — ₹600/month pension for destitute, disabled, widows & orphans not covered by other pensions
Shravan Bal Seva Rajya Pension Yojana — ₹600/month state pension for senior citizens (65+) not covered by IGNOAPS
Maharashtra Yellow Ration Card Scheme — Subsidised grain (35 kg/family/month) at ₹1–₹3/kg + free LPG connection eligibility
Mahaswayam – Yuva Karya Prashikshan Yojana — Free skill training + ₹2,000–₹5,000/month stipend during apprenticeship for youth
Indira Gandhi National Disability Pension (Maha Top-up) — ₹600/month state pension for persons with 80%+ disability (BPL)
Divyang Motorised Tricycle / Assistive Device Scheme — Free motorised tricycle or assistive device (up to ₹45,000) for physically disabled persons
Ashram School Scheme (ST Students) — Free residential schooling + food, clothing & books for ST children (Class 1–12)
Post-Matric Scholarship for ST Students (Maharashtra) — Full tuition fee + ₹380–₹1,200/month maintenance allowance for ST students in college
Mahila Arthik Vikas Mahamandal (MAVIM) Loan — Low-interest loan ₹1–₹5 Lakh through SHG for women entrepreneurs
Manodhairya Scheme (Rape / Acid Attack Survivors) — Immediate compensation ₹3 Lakh (rape) / ₹5 Lakh (acid attack) + free medical & legal aid
Gopinath Munde Shetkari Apghat Vima Yojana — ₹2 Lakh accidental death insurance + ₹1 Lakh partial disability cover for all registered farmers
Nanaji Deshmukh Krishi Sanjivani Prakalp (PoCRA) — Subsidy up to 50% on climate-resilient farming inputs, farm ponds & micro-irrigation for drought-prone villages
MHADA Slum Rehabilitation Scheme (SRA) — Free permanent pucca house (269 sq ft carpet) for eligible slum dwellers in Maharashtra
Maharashtra Employment Guarantee Scheme (EGS) — Guaranteed 365-day unskilled employment @ ₹309/day for rural job-seekers (pre-dates MGNREGA)
Maharashtra Minority Post-Matric Scholarship — ₹10,000–₹20,000/year scholarship for Muslim, Christian, Buddhist, Sikh, Jain & Parsi students in higher education
Punyashlok Ahilyadevi Holkar Shetkari Karjmafi Yojana (2026) — Complete crop loan waiver up to ₹2 Lakh for defaulting farmers (loans Apr 2019–Mar 2025, overdue as of Sep 2025) + ₹50,000 incentive for regular repayers
Namo Shetkari Maha Samman Nidhi Yojana — ₹6,000/year additional state top-up (₹2,000 × 3 instalments) on top of PM Kisan — total ₹12,000/year for eligible farmers
Magel Tyala Saur Krushi Pump Yojana (Solar Irrigation Pump) — 90% subsidy (95% for SC/ST) on solar irrigation pump (3–7.5 HP) + 5-year repair guarantee & insurance. Farmer pays only 5–10%
Maharashtra SMART Solar Scheme 2025 (Rooftop Solar) — Up to 95% subsidy on 1 kW rooftop solar panel (BPL pays only ₹2,500 for a ₹50,000 system) generating ~120 units/month free electricity
Mukhyamantri Annapurna Yojana (Free LPG Cylinders) — 3 free LPG cylinders per year for families holding yellow or saffron ration cards (~52 lakh families covered)
One Rupee Crop Insurance Scheme (Maharashtra) — Full PMFBY crop insurance coverage at just ₹1 premium — state pays entire farmer's share of premium
Punyashlok Ahilya Devi Holkar Mahila Startup Yojana — Seed funding ₹25 Lakh + incubation & mentorship support for women-led startups in Maharashtra
Mukhyamantri Vaidyakiya Sahayata Nidhi (CM Medical Relief Fund) — Up to ₹5 Lakh financial assistance for catastrophic illness (cancer, organ transplant, rare diseases) for APL/BPL families not covered under MJPJAY/Ayushman
Certificate Course in Gems & Jewellery Sector (Maharashtra 2025) — Free 3–6 month certified skill training in gems, jewellery design & manufacturing at Maharashtra State Skills University centres
Mukhyamantri Solar Krishi Vahini Yojana 2.0 — Daytime solar-powered agricultural electricity to farmers — eliminates night-time load shedding for irrigation; 119+ solar feeders commissioned (147 MW)
Bandhkam Kamgar Yojana – Construction Worker Welfare — Children's scholarship ₹2,500–₹25,000/yr, ₹5L accidental death cover, ₹2L natural death, ₹15,000 maternity, ₹1L critical illness, ₹51,000 daughter's marriage grant, ₹10,000 tool grant and ₹2L housing aid
Maharashtra Fishermen Group Accidental Insurance Scheme — ₹5 Lakh accidental death + ₹2.5 Lakh partial disability insurance for registered marine/inland fishermen; state pays the premium
Maharashtra Fisheries Development Scheme (PMMSY State Component) — 40–60% subsidy on fishing boats, nets, aquaculture ponds, ice plants & fish kiosks; SC/ST/women fishers get up to 60% subsidy
Jalyukt Shivar Abhiyan 2.0 (Drought-Free Village Programme) — Free water conservation works (farm ponds, check dams, canal deepening) for drought-prone villages — improves irrigation & groundwater recharge for farmers
Mazi Kanya Bhagyashree Yojana — ₹50,000 FD in girl's name at birth (family income ≤₹7.5L); interest paid for education at key milestones + ₹1L at age 18 for higher education or marriage
Mukhyamantri Kanya Vivah Yojana (Mass Marriage Scheme) — ₹10,000 cash gift to bride + ₹2,000 household items for BPL families marrying daughters at government-organised mass marriage events
Dr. Babasaheb Ambedkar Overseas Scholarship (SC Students) — Full scholarship for SC students to study abroad — tuition + living + travel (up to ₹12 Lakh/year) for Master's / PhD at top global universities
100% Fee Reimbursement for Women in Professional Courses — Full tuition & exam fee reimbursement for women enrolled in engineering, medical, pharmacy, law, MBA & other professional courses (Budget 2025 announcement)
Maharashtra Kukut Palan Karj Yojana (Poultry Farming Loan) — Subsidised loan ₹1–₹10 Lakh at 4% interest to start or expand poultry farm; SC/ST/women/BPL get higher subsidy; NABARD-linked
Shiv Chhatrapati Sports Award & Sports Nursery Scheme — ₹5 Lakh cash award + trophy for outstanding sportspersons + free coaching & kit under Sports Nursery Scheme for rural youth aged 8–19
Maharashtra Senior Citizens Cooperation Scheme (Vriddhashram & Welfare) — Free / subsidised old-age home + legal aid + helpline (1800) for ~1.25 crore senior citizens; maintenance allowance for destitute seniors not covered by other pensions
Milch Animal Distribution Scheme (2 Cows / Buffaloes) — 50% subsidy (75% for SC/ST) on 2 crossbred milch cows or 2 buffaloes (unit value ₹1.57L–₹1.79L) to boost rural milk income for small farmers & SHG women
Goat & Sheep Rearing Scheme (Sheli-Mendhi Gat Vatap) — 50% subsidy (75% SC/ST) on a unit of 10 goats/sheep + 1 buck/ram (Osmanabadi/Sangamaneri breed); unit value ₹78,000–₹1.29L for supplementary farm income
PM SVANidhi – Street Vendor Micro-Credit Scheme (2025 Revamp) — Collateral-free loans: ₹15,000 (1st), ₹25,000 (2nd), ₹50,000 (3rd tranche) + 7% interest subsidy + UPI-linked RuPay credit card (₹30,000 limit) + ₹1,200/yr cashback on digital payments
Handloom Weavers Comprehensive Welfare Scheme (Maharashtra) — Life & accident insurance (PMJJBY + PMSBY) + ₹15,000 health package + 90% subsidy on new loom/accessories (Hathkargha Samvardhan Sahayata) for registered handloom weavers
Sant Savata Mali Horticulture Scheme (Fruit & Vegetable Cultivation) — 50% subsidy on fruit orchard establishment (mango, banana, pomegranate, grapes) + drip irrigation + protected cultivation (polyhouse) under National Horticulture Mission
Post-Matric Scholarship for VJNT / NT / SBC Students — Full tuition fee + ₹250–₹550/month maintenance allowance for VJNT/NT/SBC students in degree & diploma courses (income ≤₹2.5L/year)
Yashwantrao Chavan Mukta Vasahat Yojana (VJNT Housing) — Free permanent settlement (plot + pucca house construction grant ₹1.5L) for de-notified & nomadic tribe families currently living in temporary shelters
Maharashtra Sthalantar Kamgar Kalyan Scheme (Migrant Worker Welfare) — Registration + helpline support + access to food, shelter & medical aid for inter-state migrant workers employed in Maharashtra; state-level nodal centres in 6 major cities
Individual Household Toilet (IHHL) Construction Scheme – SBM Urban — ₹15,000 grant for BPL / EWS urban households to construct individual toilets + ODF+ certification support for slum communities
Patrakar Arogya Vima Yojana (Journalist Health Insurance Scheme) — ₹5 Lakh health insurance (cashless hospitalisation) + ₹10 Lakh accident cover for accredited journalists and their dependents; state pays premium
Mukhyamantri Rojgar Nirman Karyakram (CMEGP) – Micro Enterprise — 15–35% subsidy on project cost (₹5L–₹50L) to set up micro enterprises in manufacturing or service sector; urban 15%, rural 25%, SC/ST/women/disabled 35%
Mukhyamantri Teerth Darshan Yojana (Free Senior Pilgrimage) — Free once-in-a-lifetime pilgrimage to 139 religious sites across India (all faiths) for senior citizens aged 60+. Covers train travel, food, accommodation. ₹30,000 per person borne by state. Citizens above 75 may bring one caretaker.
Lek Ladki Yojana (Girl Child Financial Empowerment) — ₹1,01,000 total in 5 instalments from birth to age 18: ₹5,000 at birth → ₹6,000 (Class 1) → ₹7,000 (Class 6) → ₹8,000 (Class 11) → ₹75,000 lump-sum at 18. For yellow/orange ration card families.
Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) 2025 — Cashless hospital treatment up to ₹5 lakh per family a year (merged with Ayushman Bharat PM-JAY)
National Beekeeping & Honey Mission – Maharashtra Component — 80% subsidy on beehive boxes, equipment & training to start/expand beekeeping units. Up to 50 boxes per farmer; SC/ST/women get priority. Supports honey production & crop pollination income.
Maharashtra Sericulture Development Scheme (Mulberry Silk Farming) — 50–75% subsidy on mulberry plantation, rearing equipment & silk reeling units; free training + ₹10,000 startup support for new sericulture farmers in Marathwada & Vidarbha
Maharashtra AI Agriculture Policy & Digital Farm Scheme 2025 — India's first state AI Agriculture Policy (₹500 Cr budget) — free AI-based soil & crop advisory via WhatsApp/app, digital farmer ID, smart farm schools, satellite crop monitoring & precision farming tools for 50,000+ farmers
Mukhyamantri Majha Ladka Bhau Yojana (Youth Employment Stipend) — Monthly stipend ₹6,000–₹10,000 for unemployed youth (18–35) during vocational training/apprenticeship + job placement support; complements Ladki Bahin scheme
PM Shram Yogi Maandhan Yojana (PM-SYM) – Unorganised Worker Pension — ₹3,000/month guaranteed pension at age 60 for unorganised workers. Contribution ₹55–₹200/month (age 18–40); central govt contributes equal matching amount. Spouse also eligible at same contribution.
Maharashtra State Minorities Finance & Development Corporation Loan Scheme — Soft loan ₹50,000–₹5 Lakh at 4–6% interest for self-employment / small business for minorities (Muslim, Christian, Buddhist, Sikh, Jain, Parsi); income ≤₹3L/year
Bal Sangopan Yojana (Foster Care & Child Support Scheme) — ₹1,125/month per child support for orphans, children of single parents, or families in crisis placed in foster care; covers nutrition, clothing & education costs
e-NAM & One Taluka One APMC Market Scheme (Maharashtra) — Free registration on e-NAM digital mandi + transparent online price discovery + direct payment to farmer's bank account within 3 days; 'One Taluka One APMC' ensures every taluka has an accessible market committee
Maharashtra Electric Vehicle Policy 2025–2030 (EV Purchase Subsidy) — Purchase subsidies: ₹10,000 on e-2 wheelers, ₹30,000 on e-auto rickshaws, up to ₹2L on EV taxis, 15% on e-tractors & agri EVs. 100% exemption from road tax & registration fees on all EVs (2025–2030). ₹11,373 Cr total allocation.
State Agriculture Mechanisation Scheme – Farm Machinery Subsidy (MahaDBT) — 40–50% subsidy (higher for SC/ST/women) on tractors, rotavators, seed drills, sprayers, threshers & sugarcane harvesters via MahaDBT portal. Up to ₹35L on sugarcane harvester. First-come-first-served from 2025–26.
Maharashtra Auto & Taxi Driver Welfare Board Scheme — Health insurance, accidental death benefit, children's education scholarship, pension support & financial assistance for registered auto-rickshaw and taxi drivers & their families (₹50 Cr GR issued Mar 2024)
Sakhi – One Stop Centre Scheme (Maharashtra) — Free integrated support for women facing violence: medical aid, police assistance, legal counsel, psychosocial counselling & temporary shelter under one roof at 36 district centres (24×7). Funded by Nirbhaya Fund.
Formation & Promotion of Farmer Producer Organisations (FPOs) – Maharashtra — ₹18L per FPO over 3 years (₹15L handholding + ₹3L matching equity grant) to register & run farmer collectives; plus ₹10–50L credit guarantee cover and market linkage support for 500–1000 member FPOs
Maharashtra Divyang Rojgar Guarantee Scheme (3% Reservation & Self-Employment Loan) — 3% reservation in all govt jobs for persons with disabilities + self-employment loan up to ₹5L at 4% interest + free skill training through NHFDC for 40%+ disability certificate holders
Beedi Workers Welfare Fund Scheme – Maharashtra — Free housing, medical aid (ESI hospitals), children's scholarship (₹1,500–₹7,500/yr), maternity benefit ₹1,000, group insurance & drinking water facilities for registered beedi workers and families
Maharashtra Free Legal Aid & Lok Adalat Scheme — Completely free legal representation, advice & drafting services for BPL, SC/ST, women, children, disabled, victims of disasters and those with income ≤₹3L/year. Lok Adalats settle disputes quickly with no court fee.
Fair & Remunerative Price (FRP) Enforcement + State Advisory Price (SAP) – Sugarcane Farmers — Legally guaranteed FRP (₹340/quintal for 2024–25 season + premium for higher recovery) paid within 14 days of cane supply, with interest for delay. Sugar factories penalised for non-payment. Ethanol-linked bonus payments.

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