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Ladakh · Women / SHG / Livelihood

Umeed — Women SHG & Livelihood Scheme (Ladakh)

Also known as: Umeed — Women SHG & Livelihood Scheme · Umeed · Umeed Yojana · Umeed Ladakh · उम्मीद — महिला SHG और आजीविका योजना

Ladakh UT Rural Development Dept. / National Rural Livelihoods Mission (NRLM)
Benefit
Interest-free revolving fund of ₹15,000 per SHG; credit linkage with banks for loans up to ₹6 lakh at 7% interest (with 3% subvention making it 4% effective); seed capital of ₹10,000 for new SHGs; skill training in handicrafts (Thangka painting, carpet weaving, dried apricot processing, yak-wool products); marketing linkage with national platforms; ₹500/month capacity-building stipend during training

At a glance

SchemeUmeed — Women SHG & Livelihood Scheme (Ladakh)
ForWomen / SHG / Livelihood
WhereLadakh
DepartmentLadakh UT Rural Development Dept. / National Rural Livelihoods Mission (NRLM)
How to applyAt office / CSC

Who Can Apply

In short — check the official website for the full rules.

Required Documents

How to Apply

Nearest Block Development Office (BDO) or Umeed CRP / SHG facilitator in village

Open in YojanaSahay App & Check Eligibility → or browse all schemes

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Frequently asked questions

Who can apply for Umeed — Women SHG & Livelihood Scheme (Ladakh)?

Resident of Ladakh. For: Women.

What is the benefit of Umeed — Women SHG & Livelihood Scheme (Ladakh)?

Interest-free revolving fund of ₹15,000 per SHG; credit linkage with banks for loans up to ₹6 lakh at 7% interest (with 3% subvention making it 4% effective); seed capital of ₹10,000 for new SHGs; skill training in handicrafts (Thangka painting, carpet weaving, dried apricot processing, yak-wool products); marketing linkage with national platforms; ₹500/month capacity-building stipend during training

What documents are needed for Umeed — Women SHG & Livelihood Scheme (Ladakh)?

Aadhaar Card, Domicile Certificate (Ladakh UT), SHG Membership Certificate / SHG Group Registration, Bank Account (Aadhaar-linked), Residence Proof (Ladakh village), Passport Photo, Mobile Number.

How do I apply for Umeed — Women SHG & Livelihood Scheme (Ladakh)?

Nearest Block Development Office (BDO) or Umeed CRP / SHG facilitator in village

How can I check if I am eligible for Umeed — Women SHG & Livelihood Scheme (Ladakh)?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

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