Ladakh UT Rural Development Dept. / National Rural Livelihoods Mission (NRLM)
Benefit
Interest-free revolving fund of ₹15,000 per SHG; credit linkage with banks for loans up to ₹6 lakh at 7% interest (with 3% subvention making it 4% effective); seed capital of ₹10,000 for new SHGs; skill training in handicrafts (Thangka painting, carpet weaving, dried apricot processing, yak-wool products); marketing linkage with national platforms; ₹500/month capacity-building stipend during training