Ladakh UT Health Dept. / Ministry of Health & Family Welfare (GoI)
Benefit
Cashless health insurance coverage of ₹5 lakh per family per year at empanelled hospitals under AB-PMJAY (Ayushman Bharat) — extended to ALL residents of Ladakh UT (not just BPL); covers 1,929+ medical packages including surgeries, cancer treatment, dialysis, and ICU care; free treatment at SNM Hospital Leh and District Hospital Kargil for all UT residents; air evacuation support for critical cases to tertiary hospitals in Chandigarh/Delhi; free medicines at Jan Aushadhi Kendras across Ladakh