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🏠 Government Schemes for Housing in Karnataka 2026

6 government schemes for housing in Karnataka — benefits, who can apply, documents and how to apply. Check your eligibility free.

Also searched as Awas Yojana, Ghar Yojana in Karnataka.

Karnataka (6)

Ashraya Housing Scheme — ₹1.75 Lakh grant for house construction for BPL rural families
Swachha Bharat (Gramin) — KA Individual Toilet Scheme — ₹12,000 incentive for construction of individual household toilet in rural Karnataka
SC/ST Housing Loan Scheme (KSCDC) — Loan up to ₹5 Lakh at 5% interest for SC/ST families to construct/repair house
Rajiv Gandhi Svagriha Housing Scheme — Affordable housing sites & apartments for EWS/LIG income groups in urban Karnataka
SC/ST Free Land Grant Scheme (KA) — Free govt. land (up to 2 acres irrigated / 5 acres dry) allotted to landless SC/ST families for agriculture or house construction
In-Situ Slum Upgradation Scheme — KA (KSDB) — Free/subsidised pucca house construction for slum dwellers with legal tenure + basic amenities (water, sanitation, electricity)