ℹ️ YojanaSahay is a free, independent guide — not a government website. We never ask for money or OTP. Apply only on the official .gov.in website.
Assam · Govt Employee / Housing LoanAlso known as: Apun Ghar Scheme · Apun Ghar Yojana · Apun Ghar Scheme Assam · अपुन घर योजना
| Scheme | Apun Ghar Scheme (Assam) |
|---|---|
| For | Govt Employee / Housing Loan |
| Where | Assam |
| Department | Assam Finance Dept. |
| How to apply | At office / CSC |
In short — check the official website for the full rules.
Get the official application route from your district / department office or the nearest CSC (Common Service Centre).
Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗Resident of Assam. No pucca house of your own.
3.5% interest subvention on home loans up to ₹15 lakh via SBI for regular Assam State Govt. employees — effective rate 5.00% (women) / 5.05% (men) after subsidy; repayment up to 20 years
Employee ID / Service Book, Salary Certificate (DDO certified), Aadhaar Card, Bank Account (salary account at SBI), Property / Land Documents, Approved Building Plan, Income Certificate, No Objection Certificate (employer), Age & Domicile Proof.
Apply online on the official website: https://finance.assam.gov.in/
Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.