A&N Rural Development Dept. / NRLM — DAY-NRLM Mission
Benefit
Revolving fund of ₹15,000 per SHG; Community Investment Fund (CIF) of ₹50,000–₹1.5 lakh per group for income-generating activities; bank linkage loans at 7% interest (3% interest subvention); skill training in island-specific livelihoods — shell jewellery making, spice processing, Nicobarese crafts, bakery, tailoring, eco-tourism services; ₹500/month stipend during skill training; marketing linkage with national e-commerce platforms; special Nicobar Island Women Cluster programme