West Bengal · SC/ST/OBC / Self-Employed Credit

Bhabishyat Credit Card Scheme (West Bengal)

West Bengal Finance Dept. / Backward Classes Welfare Dept.

Benefit

₹2 lakh overdraft credit facility at 7% interest for SC/ST/OBC artisans and self-employed persons; WB Govt. pays 3% interest subsidy (net cost to beneficiary: 4%); no collateral; enables working capital for micro-enterprises

Required Documents

Aadhaar Card
SC/ST/OBC Caste Certificate
Residence Proof (West Bengal)
Income Certificate
Trade / Occupation Proof
Bank Account (Aadhaar-linked)
Passport Photo

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