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West Bengal · Student / Education Loan

West Bengal Student Credit Card Scheme

Also known as: West Bengal Student Credit Card Yojana · पश्चिम बंगाल स्टूडेंट क्रेडिट कार्ड योजना

West Bengal Higher Education Dept.
Benefit
Education loan up to ₹10 lakh at 4% simple interest (0% for women, disabled & transgender students) for higher education after Class 12; no collateral; no income limit; repayment begins 1 year after getting a job; covers tuition, hostel, books, laptop

At a glance

SchemeWest Bengal Student Credit Card Scheme
ForStudent / Education Loan
WhereWest Bengal
DepartmentWest Bengal Higher Education Dept.
How to applyOnline
Info checked2026-10-27

Who Can Apply

In short — check the official website for the full rules.

Required Documents

How to Apply

Apply online on the official government website (link below).

Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗

More schemes — West Bengal

See all 21 schemes →

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Frequently asked questions

Who can apply for West Bengal Student Credit Card Scheme?

Resident of West Bengal. For: Students.

What is the benefit of West Bengal Student Credit Card Scheme?

Education loan up to ₹10 lakh at 4% simple interest (0% for women, disabled & transgender students) for higher education after Class 12; no collateral; no income limit; repayment begins 1 year after getting a job; covers tuition, hostel, books, laptop

What documents are needed for West Bengal Student Credit Card Scheme?

Aadhaar Card, Class 12 Pass Certificate & Marksheet, Admission Letter from College / University, Bank Account (Aadhaar-linked), Residence Proof (West Bengal domicile), Fee Structure from Institution, 2 Passport Photos.

How do I apply for West Bengal Student Credit Card Scheme?

Apply online on the official website: https://www.myscheme.gov.in/schemes/wbsccs

How can I check if I am eligible for West Bengal Student Credit Card Scheme?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

Similar schemes in other states & Central

Official link last checked: 2026-10-27