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All India · Business / Urban

DAY-NULM (Urban Livelihoods Mission)

Also known as: DAY-NULM · डीएवाई-एनयूएलएम

Ministry of Housing & Urban Affairs

Benefit

₹10,000–₹2 Lakh loan at 5–7% interest + free skill training for urban poor

Helps urban poor form self-help groups, get skill training and set up small businesses to earn a livelihood.

At a glance

Scheme	DAY-NULM (Urban Livelihoods Mission)
For	Business / Urban
Where	All India
Department	Ministry of Housing & Urban Affairs
How to apply	Online
Info checked	2026-09-29

In short — check the official website for the full rules.

Apply online on the official government website (link below).

Who can apply for DAY-NULM (Urban Livelihoods Mission)?

Indian citizens. Family income up to ₹3 lakh a year. Lives in cities (urban) or small towns.

What is the benefit of DAY-NULM (Urban Livelihoods Mission)?

₹10,000–₹2 Lakh loan at 5–7% interest + free skill training for urban poor

What documents are needed for DAY-NULM (Urban Livelihoods Mission)?

Aadhaar Card, BPL / EWS Certificate, Bank Account, Address Proof, Business Activity Proof.

How do I apply for DAY-NULM (Urban Livelihoods Mission)?

Apply online on the official website: https://nulm.gov.in/

How can I check if I am eligible for DAY-NULM (Urban Livelihoods Mission)?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

Official link last checked: 2026-09-29