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All India · Business

PM Mudra Yojana

Also known as: PM Mudra Scheme · Pradhan Mantri Mudra Yojana · Mudra Loan · पीएम मुद्रा योजना

Ministry of Finance
Benefit
Loan ₹50,000 – ₹10 Lakh · No collateral

Collateral-free business loan for small shopkeepers, vendors and self-employed people to start or grow their business.

At a glance

SchemePM Mudra Yojana
ForBusiness
WhereAll India
DepartmentMinistry of Finance
How to applyOnline
Info checked2026-10-16

Who Can Apply

In short — check the official website for the full rules.

Required Documents

How to Apply

Apply online on the official government website (link below).

Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗

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See all 119 schemes →

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Frequently asked questions

Who can apply for PM Mudra Yojana?

Anyone starting or running a small non-farm business — shop, service, workshop or small factory. Also for allied farm work like dairy, poultry or fisheries. Loans up to ₹20 lakh through banks, NBFCs and MFIs.

What is the benefit of PM Mudra Yojana?

Loan ₹50,000 – ₹10 Lakh · No collateral

What documents are needed for PM Mudra Yojana?

Aadhaar & PAN, Business Plan, Bank Statement 6 months, Photo.

How do I apply for PM Mudra Yojana?

Apply online on the official website: https://www.myscheme.gov.in/schemes/pmmy

How can I check if I am eligible for PM Mudra Yojana?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

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Official link last checked: 2026-10-16