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Jammu & Kashmir · Women / SHG / Entrepreneurship

Tejaswini — J&K Women SHG Empowerment Scheme

Also known as: Tejaswini · Tejaswini Yojana · Tejaswini Jammu & Kashmir · तेजस्विनी — J&K महिला SHG सशक्तिकरण योजना

J&K Mission Shakti / Rural Development Dept.
Benefit
Interest-free loans up to ₹5 lakh for women SHG members; seed money of ₹15,000 per new SHG; revolving fund support; skill training in handicrafts (pashmina weaving, carpet making, willow wicker), food processing, and agro-based enterprises; market linkage via J&K Handicrafts Emporium and online platforms; NRLM-backed community investment fund of ₹2.5 lakh per village organisation

At a glance

SchemeTejaswini — J&K Women SHG Empowerment Scheme
ForWomen / SHG / Entrepreneurship
WhereJammu & Kashmir
DepartmentJ&K Mission Shakti / Rural Development Dept.
How to applyOnline
Info checked2026-10-10

Who Can Apply

In short — check the official website for the full rules.

Required Documents

How to Apply

Apply online on the official government website (link below).

Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗

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Frequently asked questions

Who can apply for Tejaswini — J&K Women SHG Empowerment Scheme?

Resident of Jammu & Kashmir. For: Women.

What is the benefit of Tejaswini — J&K Women SHG Empowerment Scheme?

Interest-free loans up to ₹5 lakh for women SHG members; seed money of ₹15,000 per new SHG; revolving fund support; skill training in handicrafts (pashmina weaving, carpet making, willow wicker), food processing, and agro-based enterprises; market linkage via J&K Handicrafts Emporium and online platforms; NRLM-backed community investment fund of ₹2.5 lakh per village organisation

What documents are needed for Tejaswini — J&K Women SHG Empowerment Scheme?

Aadhaar Card, SHG Registration Certificate / SHG passbook, Bank Account (SHG account, Aadhaar-linked), Domicile Certificate (J&K), Passport Photo, Business plan / Project report (for loans above ₹1 lakh).

How do I apply for Tejaswini — J&K Women SHG Empowerment Scheme?

Apply online on the official website: https://jkrlm.nic.in/

How can I check if I am eligible for Tejaswini — J&K Women SHG Empowerment Scheme?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

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Official link last checked: 2026-10-10