J&K Mission Shakti / Rural Development Dept.
Benefit
Interest-free loans up to ₹5 lakh for women SHG members; seed money of ₹15,000 per new SHG; revolving fund support; skill training in handicrafts (pashmina weaving, carpet making, willow wicker), food processing, and agro-based enterprises; market linkage via J&K Handicrafts Emporium and online platforms; NRLM-backed community investment fund of ₹2.5 lakh per village organisation