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Andhra Pradesh · Business / Petty Trade / Interest-Free Loan

Jagananna Thodu — Working Capital Loan for Petty Traders (Andhra Pradesh)

Also known as: Jagananna Thodu — Working Capital Loan for Petty Traders · Jagananna Thodu · Jagananna Thodu Yojana · Jagananna Thodu Andhra Pradesh · जगनान्ना थोडू — छोटे व्यापारियों के लिए कार्यशील पूंजी ऋण

AP BC Welfare Dept. / Jagananna Thodu — Working Capital Support
Benefit
Interest-free working capital loan of ₹10,000 per year for small street vendors, petty traders, and self-employed individuals from BC, SC, ST, minority, and Kapu communities — loan disbursed directly to beneficiary's bank account; repayment at zero interest; next year's loan disbursed after repayment of current year; covers shopkeepers, vegetable vendors, auto drivers, cobblers, tailors, barbers, flower sellers, small kiosk owners, and other self-employed informal sector workers; registration through Ward/Village Secretariat system; linked to APSSDC skill upgradation programmes; approximately 25 lakh beneficiaries annually; no collateral required

At a glance

SchemeJagananna Thodu — Working Capital Loan for Petty Traders (Andhra Pradesh)
ForBusiness / Petty Trade / Interest-Free Loan
WhereAndhra Pradesh
DepartmentAP BC Welfare Dept. / Jagananna Thodu — Working Capital Support
How to applyAt office / CSC

Who Can Apply

In short — check the official website for the full rules.

Required Documents

How to Apply

Get the official application route from your district / department office or the nearest CSC (Common Service Centre).

Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗

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Frequently asked questions

Who can apply for Jagananna Thodu — Working Capital Loan for Petty Traders (Andhra Pradesh)?

Resident of Andhra Pradesh. For: Self-employed / business owners, General public. Family income up to ₹6 lakh a year.

What is the benefit of Jagananna Thodu — Working Capital Loan for Petty Traders (Andhra Pradesh)?

Interest-free working capital loan of ₹10,000 per year for small street vendors, petty traders, and self-employed individuals from BC, SC, ST, minority, and Kapu communities — loan disbursed directly to beneficiary's bank account; repayment at zero interest; next year's loan disbursed after repayment of current year; covers shopkeepers, vegetable vendors, auto drivers, cobblers, tailors, barbers, flower sellers, small kiosk owners, and other self-employed informal sector workers; registration through Ward/Village Secretariat system; linked to APSSDC skill upgradation programmes; approximately 25 lakh beneficiaries annually; no collateral required

What documents are needed for Jagananna Thodu — Working Capital Loan for Petty Traders (Andhra Pradesh)?

Aadhaar Card, Caste Certificate (BC / SC / ST / Minority / Kapu), Proof of Trade / Self-Employment (shop photo, vendor ID, or self-declaration), Bank Account (Aadhaar-linked), Residence Proof (Andhra Pradesh), Mobile Number, Passport Photo.

How do I apply for Jagananna Thodu — Working Capital Loan for Petty Traders (Andhra Pradesh)?

Apply online on the official website: https://jaganannathodu.ap.gov.in/

How can I check if I am eligible for Jagananna Thodu — Working Capital Loan for Petty Traders (Andhra Pradesh)?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

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