AP BC Welfare Dept. / Jagananna Thodu — Working Capital Support
Benefit
Interest-free working capital loan of ₹10,000 per year for small street vendors, petty traders, and self-employed individuals from BC, SC, ST, minority, and Kapu communities — loan disbursed directly to beneficiary's bank account; repayment at zero interest; next year's loan disbursed after repayment of current year; covers shopkeepers, vegetable vendors, auto drivers, cobblers, tailors, barbers, flower sellers, small kiosk owners, and other self-employed informal sector workers; registration through Ward/Village Secretariat system; linked to APSSDC skill upgradation programmes; approximately 25 lakh beneficiaries annually; no collateral required