ℹ️ YojanaSahay is a free, independent guide — not a government website. We never ask for money or OTP. Apply only on the official .gov.in website.
West Bengal · Business / Self-employmentAlso known as: Karma Sathi Prakalpa — Self-employment Loan · Karma Sathi Prakalpa · Karma Sathi Prakalpa Yojana · Karma Sathi Prakalpa West Bengal · कर्म साथी प्रकल्प — स्वरोज़गार लोन
A cheap loan with a subsidy for young people of West Bengal to start a small business.
| Scheme | Karma Sathi Prakalpa — Self-employment Loan (West Bengal) |
|---|---|
| For | Business / Self-employment |
| Where | West Bengal |
| Department | West Bengal MSME & Textiles Department |
| How to apply | At office / CSC |
In short — check the official website for the full rules.
BDO office (villages), SDO office (towns), Kolkata Municipal Corporation, or the MSME Facilitation Centre of the District Industries Centre
Open in YojanaSahay App & Check Eligibility → or browse all schemes💼 All schemes for Business & Self-Employment👷 All schemes for Workers & Jobs
Residents of West Bengal aged 18–50, at least Class 8 pass. Starting a new manufacturing, service or trading venture. One person per family; Employment Bank registration preferred.
Soft loan up to ₹2 lakh from a state cooperative bank, with a 15% project subsidy (up to ₹25,000) and 50% interest subsidy for timely repayment (40% otherwise) for 3 years.
Photo ID (Aadhaar / Voter ID), Residence proof, Class 8 pass certificate, Detailed project report, Passport Photo, Signature.
BDO office (villages), SDO office (towns), Kolkata Municipal Corporation, or the MSME Facilitation Centre of the District Industries Centre
Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.