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Himachal Pradesh · Business

PM SVANidhi – Street Vendor Micro-Credit (HP)

Also known as: PM SVANidhi – Street Vendor Micro-Credit · PM SVANidhi · PM SVANidhi Yojana · Pradhan Mantri SVANidhi · PM SVANidhi Himachal Pradesh · पीएम स्वनिधि – स्ट्रीट वेंडर माइक्रो-क्रेडिट

HP Urban Development Dept. / MoHUA

Benefit

Collateral-free working capital loan: ₹10,000 (1st), ₹20,000 (2nd), ₹50,000 (3rd cycle) + 7% interest subsidy for street vendors in HP towns

At a glance

Scheme	PM SVANidhi – Street Vendor Micro-Credit (HP)
For	Business
Where	Himachal Pradesh
Department	HP Urban Development Dept. / MoHUA
How to apply	Online
Info checked	2026-10-10

Who Can Apply

Resident of Himachal Pradesh
For: Self-employed / business owners
Family income up to ₹3 lakh a year

In short — check the official website for the full rules.

Required Documents

Aadhaar Card
Vending Certificate / Identity Card from ULB
HP Domicile Certificate
Bank Account
Passport Size Photo
Mobile Number linked to Aadhaar

How to Apply

Apply online on the official government website (link below).

Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗

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Frequently asked questions

Who can apply for PM SVANidhi – Street Vendor Micro-Credit (HP)?

Resident of Himachal Pradesh. For: Self-employed / business owners. Family income up to ₹3 lakh a year.

What is the benefit of PM SVANidhi – Street Vendor Micro-Credit (HP)?

Collateral-free working capital loan: ₹10,000 (1st), ₹20,000 (2nd), ₹50,000 (3rd cycle) + 7% interest subsidy for street vendors in HP towns

What documents are needed for PM SVANidhi – Street Vendor Micro-Credit (HP)?

Aadhaar Card, Vending Certificate / Identity Card from ULB, HP Domicile Certificate, Bank Account, Passport Size Photo, Mobile Number linked to Aadhaar.

How do I apply for PM SVANidhi – Street Vendor Micro-Credit (HP)?

Apply online on the official website: https://www.myscheme.gov.in/schemes/pm-svanidhi

How can I check if I am eligible for PM SVANidhi – Street Vendor Micro-Credit (HP)?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

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Official link last checked: 2026-10-10