ℹ️ YojanaSahay is a free, independent guide — not a government website. We never ask for money or OTP. Apply only on the official .gov.in website.

All India · Student / OBC-EBC

Dr. Ambedkar Interest Subsidy on Education Loan

Also known as: डॉ. अंबेडकर शिक्षा ऋण ब्याज सब्सिडी

Ministry of Social Justice & Empowerment

Benefit

Full interest subsidy during moratorium on education loans up to ₹20 Lakh for OBC/EBC students studying abroad

Pays the loan interest during the study period so OBC/EBC students studying abroad don't have that burden.

At a glance

Scheme	Dr. Ambedkar Interest Subsidy on Education Loan
For	Student / OBC-EBC
Where	All India
Department	Ministry of Social Justice & Empowerment
How to apply	Online
Info checked	2026-10-28

In short — check the official website for the full rules.

Apply online on the official government website (link below).

Who can apply for Dr. Ambedkar Interest Subsidy on Education Loan?

Indian citizens. For: Students. Family income up to ₹6 lakh a year. Category: OBC.

What is the benefit of Dr. Ambedkar Interest Subsidy on Education Loan?

Full interest subsidy during moratorium on education loans up to ₹20 Lakh for OBC/EBC students studying abroad

What documents are needed for Dr. Ambedkar Interest Subsidy on Education Loan?

Aadhaar Card, OBC/EBC Certificate, Foreign University Admission Letter, Education Loan Sanction Letter, Income Certificate.

How do I apply for Dr. Ambedkar Interest Subsidy on Education Loan?

Apply online on the official website: https://www.myscheme.gov.in/schemes/dacssiselosobcebc

How can I check if I am eligible for Dr. Ambedkar Interest Subsidy on Education Loan?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

Official link last checked: 2026-10-28