ℹ️ YojanaSahay is a free, independent guide — not a government website. We never ask for money or OTP. Apply only on the official .gov.in website.
Bihar · Student / Education LoanAlso known as: Bihar Student Credit Card Scheme · Bihar Student Credit Card Yojana · बिहार स्टूडेंट क्रेडिट कार्ड योजना
| Scheme | Bihar Student Credit Card Scheme (7 Nischay) |
|---|---|
| For | Student / Education Loan |
| Where | Bihar |
| Department | Bihar Education Dept. / Bihar Student Credit Card Cell |
| How to apply | Online |
| Info checked | 2026-09-27 |
In short — check the official website for the full rules.
Apply online on the official government website (link below).
Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗📚 Students schemes in Bihar📚 All schemes for Students
Resident of Bihar. For: Students.
Education loan up to ₹4 lakh at 4% simple interest (1% for girls, disabled & transgender) for higher education after Class 12; no collateral; moratorium till 1 year after course completion; covers tuition, hostel, books, laptop
Aadhaar Card, Class 12 Pass Certificate & Marksheet, Admission Letter from College / University, Bank Account (Aadhaar-linked), Income Certificate (parents'), Residence Proof (Bihar domicile), 2 Passport Photos, Fee Structure from Institution.
Apply online on the official website: https://www.myscheme.gov.in/schemes/bsccs
Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.
Official link last checked: 2026-09-27