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All India · Girl Child / Savings

Sukanya Samriddhi Yojana (SSY)

Also known as: Sukanya Samriddhi Yojana · Sukanya Samriddhi Scheme · SSY · Sukanya Yojana · Sukanya Account · सुकन्या समृद्धि योजना

Ministry of Finance
Benefit
8.2% interest p.a. · Tax-free savings for girl's education & marriage

A high-interest savings account parents can open for a girl child to build funds for her education and marriage.

At a glance

SchemeSukanya Samriddhi Yojana (SSY)
ForGirl Child / Savings
WhereAll India
DepartmentMinistry of Finance
How to applyOnline
Info checked2026-10-21

Who Can Apply

In short — check the official website for the full rules.

Required Documents

How to Apply

Apply online on the official government website (link below).

How to check Sukanya Samriddhi Yojana (SSY) status

  1. Check the balance in your Sukanya Samriddhi passbook at the post office or bank where the account was opened.
  2. If the bank / India Post (IPPB) app or net-banking is linked, you can see the balance there too.
  3. Interest is added once a year; the rate is set by the government every quarter.

Money or benefit not received? What to do

📞 The post office or bank branch where the account was opened.

Steps reviewed October 2026 — processes can change, confirm on the official portal.

Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗

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Frequently asked questions

Who can apply for Sukanya Samriddhi Yojana (SSY)?

Parents or guardians of a girl child under 10 years. Up to two girls per family (three if twins/triplets). Open at any post office or authorised bank.

What is the benefit of Sukanya Samriddhi Yojana (SSY)?

8.2% interest p.a. · Tax-free savings for girl's education & marriage

What documents are needed for Sukanya Samriddhi Yojana (SSY)?

Girl's Birth Certificate, Parent / Guardian Aadhaar & PAN, Passport Size Photos.

How do I apply for Sukanya Samriddhi Yojana (SSY)?

Apply online on the official website: https://www.indiapost.gov.in/

How to check Sukanya Samriddhi Yojana (SSY) status?

Check the balance in your Sukanya Samriddhi passbook at the post office or bank where the account was opened. If the bank / India Post (IPPB) app or net-banking is linked, you can see the balance there too. Interest is added once a year; the rate is set by the government every quarter.

What to do if Sukanya Samriddhi Yojana (SSY) money or benefit is not received?

Deposit at least ₹250 every financial year — otherwise the account becomes 'default'; you can revive it with the missed deposits plus ₹50 penalty per year. Up to 50% can be withdrawn for the girl's higher education after she turns 18 or passes Class 10. The account matures 21 years after opening; it can also be closed for her marriage after age 18. The post office or bank branch where the account was opened.

How can I check if I am eligible for Sukanya Samriddhi Yojana (SSY)?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

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Official link last checked: 2026-10-21