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All India · Senior / PensionAlso known as: PM Vaya Vandana Yojana · PM Vaya Vandana Scheme · Pradhan Mantri Vaya Vandana Yojana · PMVVY · प्रधानमंत्री वय वंदना योजना
A pension plan for senior citizens where a lump-sum deposit gives a guaranteed monthly pension for 10 years.
| Scheme | PM Vaya Vandana Yojana (PMVVY) |
|---|---|
| For | Senior / Pension |
| Where | All India |
| Yearly value (approx.) | ₹12,000 |
| Department | Ministry of Finance (LIC of India) |
| How to apply | Online |
| Info checked | 2026-10-18 |
In short — check the official website for the full rules.
Apply online on the official government website (link below).
Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗👴 All schemes for Senior Citizens
Indian citizens.
7.4% guaranteed pension · Invest up to ₹15 Lakh · Min. ₹1,000/month pension guaranteed for 10 years (about ₹12,000 a year)
Aadhaar Card, Age Proof (60+ years), PAN Card, Bank Account, Passport Photo.
Apply online on the official website: https://web.umang.gov.in/landing/department/pmvvy.html
Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.
Official link last checked: 2026-10-18