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All India · Labour / Pension

PM Shram Yogi Maan-dhan (PM-SYM)

Also known as: PM Shram Yogi Maan-dhan · PM Shram Yogi Maan-dhan Yojana · Pradhan Mantri Shram Yogi Maan-dhan · PM-SYM · पीएम श्रम योगी मान-धन

Ministry of Labour & Employment

Benefit

₹3,000/month pension after age 60 for unorganised workers

Voluntary pension scheme for unorganised sector workers — a small monthly contribution now gives ₹3,000/month pension after 60.

At a glance

Scheme	PM Shram Yogi Maan-dhan (PM-SYM)
For	Labour / Pension
Where	All India
Department	Ministry of Labour & Employment
How to apply	Online
Info checked	2026-10-17

Who Can Apply

Unorganised workers aged 18–40 earning up to ₹15,000 a month
Not a member of EPFO, ESIC or government-funded NPS; not an income-tax payer
Savings bank account and Aadhaar needed

In short — check the official website for the full rules.

Required Documents

Aadhaar Card
Bank Account (Aadhaar-linked)
Mobile Number
Self-declaration of unorganised worker

How to Apply

Apply online on the official government website (link below).

Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗

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Frequently asked questions

Who can apply for PM Shram Yogi Maan-dhan (PM-SYM)?

Unorganised workers aged 18–40 earning up to ₹15,000 a month. Not a member of EPFO, ESIC or government-funded NPS; not an income-tax payer. Savings bank account and Aadhaar needed.

What is the benefit of PM Shram Yogi Maan-dhan (PM-SYM)?

₹3,000/month pension after age 60 for unorganised workers

What documents are needed for PM Shram Yogi Maan-dhan (PM-SYM)?

Aadhaar Card, Bank Account (Aadhaar-linked), Mobile Number, Self-declaration of unorganised worker.

How do I apply for PM Shram Yogi Maan-dhan (PM-SYM)?

Apply online on the official website: https://www.myscheme.gov.in/schemes/pm-sym

How can I check if I am eligible for PM Shram Yogi Maan-dhan (PM-SYM)?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

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Official link last checked: 2026-10-17