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All India · Banking

PM Jan Dhan Yojana (PMJDY)

Also known as: PM Jan Dhan Yojana · PM Jan Dhan Scheme · Pradhan Mantri Jan Dhan Yojana · PMJDY · Jan Dhan Account · Jan Dhan Yojana · पीएम जन धन योजना

Zero-balance bank account for every household so government benefits reach directly and safely.

At a glance

Scheme	PM Jan Dhan Yojana (PMJDY)
For	Banking
Where	All India
Department	Ministry of Finance
How to apply	Online
Info checked	2026-10-17

Who Can Apply

• Any Indian aged 10+ who doesn't have a bank account
• Zero-balance account with a RuPay card and accident insurance
• Aadhaar or another valid ID is enough

In short — check the official website for the full rules.

Required Documents

• Aadhaar Card (or Voter ID / Passport)
• Passport Photo

How to Apply

Apply online on the official government website (link below).

Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗

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Frequently asked questions

Who can apply for PM Jan Dhan Yojana (PMJDY)?

Any Indian aged 10+ who doesn't have a bank account. Zero-balance account with a RuPay card and accident insurance. Aadhaar or another valid ID is enough.

What is the benefit of PM Jan Dhan Yojana (PMJDY)?

Zero-balance account + RuPay card + ₹2L accident cover

What documents are needed for PM Jan Dhan Yojana (PMJDY)?

Aadhaar Card (or Voter ID / Passport), Passport Photo.

How do I apply for PM Jan Dhan Yojana (PMJDY)?

Apply online on the official website: https://www.pmindia.gov.in/hi/major_initiatives/%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A7%E0%A4%BE%E0%A4%A8-%E0%A4%AE%E0%A4%82%E0%A4%A4%E0%A5%8D%E0%A4%B0%E0%A5%80-%E0%A4%9C%E0%A4%A8-%E0%A4%A7%E0%A4%A8-%E0%A4%AF%E0%A5%8B%E0%A4%9C%E0%A4%A8%E0%A4%BE/

How can I check if I am eligible for PM Jan Dhan Yojana (PMJDY)?

Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.

Official link last checked: 2026-10-17