ℹ️ YojanaSahay is a free, independent guide — not a government website. We never ask for money or OTP. Apply only on the official .gov.in website.
All India · FarmerAlso known as: PM Fasal Bima Yojana · PM Fasal Bima Scheme · Pradhan Mantri Fasal Bima Yojana · PMFBY · पीएम फसल बीमा योजना
Crop insurance that pays farmers compensation if their crop is damaged by drought, flood or other natural causes.
| Scheme | PM Fasal Bima Yojana (PMFBY) |
|---|---|
| For | Farmer |
| Where | All India |
| Department | Ministry of Agriculture |
| How to apply | Online |
| Info checked | 2026-10-16 |
In short — check the official website for the full rules.
Apply online on the official government website (link below).
📞 PMFBY / Krishi Rakshak helpline: 14447.
Steps reviewed October 2026 — processes can change, confirm on the official portal.
Farmers growing notified crops in notified areas — owners, tenants and sharecroppers. Enrol before the season's cut-off at your bank, CSC or pmfby.gov.in. Low premium: 2% (Kharif), 1.5% (Rabi), 5% (commercial / horticulture crops).
Full crop loss insurance at just 1.5–2% premium
Aadhaar Card, Land Records (Khasra), Bank Passbook, Sowing Certificate.
Apply online on the official website: https://pmfby.gov.in/
Open pmfby.gov.in and choose the application status option. Enter the receipt / application number you got when your crop was insured. You'll see the policy details and, after a loss, the claim status.
Crop loss must be reported within 72 hours — on the Crop Insurance app, to your bank / insurance company, or on the helpline 14447. Claims are paid after the loss is assessed (crop-cutting / survey) — this can take time after the season ends. Check that your Aadhaar is linked (seeded) to your bank account for DBT: on myaadhaar.uidai.gov.in → "Bank Seeding Status", or ask your bank branch. PMFBY / Krishi Rakshak helpline: 14447.
Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.
Official link last checked: 2026-10-16