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Jharkhand · Student / Education LoanAlso known as: Guruji Student Credit Card — Education Loan up to ₹15 Lakh · Guruji Student Credit Card · Guruji Student Credit Card Jharkhand · गुरुजी स्टूडेंट क्रेडिट कार्ड — ₹15 लाख तक शिक्षा ऋण
A cheap education loan for Jharkhand students admitted to good colleges in India — 4% simple interest, no collateral and up to 15 years to repay.
| Scheme | Guruji Student Credit Card — Education Loan up to ₹15 Lakh (Jharkhand) |
|---|---|
| For | Student / Education Loan |
| Where | Jharkhand |
| Department | Jharkhand Higher & Technical Education Dept. |
| How to apply | Online |
In short — check the official website for the full rules.
Apply online on the official government website (link below).
Open in YojanaSahay App & Check Eligibility → or browse all schemes Visit Official Government Website ↗📚 Students schemes in Jharkhand📚 All schemes for Students
Passed Class 10 (for diploma) or Class 10 and 12 (for degree and above) from a recognised school in Jharkhand; age up to 40. Admitted to a listed institute in or outside Jharkhand (NIRF top 200 / top 100 in its category, or NAAC A and above). Not already holding an education loan for the same course.
Education loan up to ₹15 lakh at 4% simple interest (girls 0.5% less), no collateral or processing fee; repay over up to 15 years, starting a year after the course or job.
Admission letter, Fee structure, Class 10 & 12 mark sheets (Jharkhand school), Aadhaar Card, Co-borrower declaration by parent / guardian, Photo & signature.
Apply online on the official website: https://gscc.jharkhand.gov.in/
Answer a few simple questions on YojanaSahay — it tells you free of cost which schemes you qualify for, with the documents for each.